Berkley Aspire understands that every risk is unique.  We work closely with our agents to find solutions for their client's complex business insurance needs.  We entertain over 1,000 class codes for the following product lines:

General Liability



Inland Marine

Owners and Contractors Protective

Additional Coverages available when we write the General Liability:

Employment Practices Liability


Employee Benefit Liability

General Liability:

Provides coverage for claims involving bodily injury and property damage. For contractors, this coverage is required prior to becoming licensed.

Inland Marine:

Provides coverage for mobile equipment, machinery and tools used during the course of business operations.


If we write the General Liability, the risk may also qualify for our Excess coverage which is designed to protect against catastrophic loss. Our Excess policy may also extend over the commercial auto policy and the employers liability coverage, subject to mandatory underlying limits of insurance and underlying carrier requirements.


Provides coverage for your building and business personal property against covered causes of loss. We can also provide business interruption coverage in the event that a loss disrupts the ability to conduct normal business operations.

Owners and Contractors Protective:

Provides coverage for bodily injury or property damage claims arising out of operations performed by independent contractors at a specific project.


View our most popular industries:

Construction (excluding New York)

Dealers & Distributors

Habitational, Warehouses & Vacant Properties

Installation, Repairs & Services

Manufacturing, Retail & Restaurants

Retail & Restaurants

Special Event & Other Miscellaneous Lines


Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. ZES Insurance Agency, LLC or its designated licensee conducts business in all states including California as a licensed surplus lines broker (CA License #0H99364).For additional information concerning W. R. Berkley Corporation's insurance company subsidiaries visit:



Questions about other popular industries we write?


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