Insurance companies focus on specific industries and risk types to ensure the expertise necessary to underwrite complex types of business. In addition, at Berkley Aspire our underwriters have an average of twenty years of experience. That is why a trusted advisor / independent agent is so important, as they know the best companies for complicated risks.
Although we can consider more than a thousand classes of business, we concentrate on the following industries for our core appetite:
- Construction (excluding New York)
- Habitational, Warehouses, and Vacant Properties
- Installation, Repairs & Services
- Retail & Restaurants
- Special Event & Other Miscellaneous Lines
Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. ZES Insurance Agency, LLC or its designated licensee conducts business in all states including California as a licensed surplus lines broker (CA License #0H99364).For additional information concerning W. R. Berkley Corporation's insurance company subsidiaries visit: http://www.wrberkley.com/site-services/legal.aspx